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Wednesday, 28 November 2007
Tips for Finding the Perfect Neighborhood
Tips for Finding the Perfect Neighborhood
The neighborhood you choose can have a big impact on your lifestyle—safety, available amenities, and convenience all play their part.
1. Make a list of the activities—movies, health club, church—you engage in regularly and stores you visit frequently. See how far you would have to travel from each neighborhood you’re considering to engaging in your most common activities.
2. Check out the school district. The Department of Education in your town can probably provide information on test scores, class size, percentage of studen... Read more
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Tuesday, 4 December 2007
Finding the Best and the Greatest Schools
Often home buyers will tell Great West GMAC Real Estate professionals they believe it is essential to move to a high-income neighborhood in order to facilitate having great schools for their children. However, many of the very best schools in this country are located in communities within moderate home prices, but have parents and residents who put high value on the education of children.
If good schools are high on your priority list when shopping for a home, then these points could prove of value to you:
Put a premium on elementary school education. College is important... Read more
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Thursday, 21 February 2008
During this Important Tax Filing Season
During this Important Tax Filing Season it is Important to Remember the Value of Home Ownership.
Although during this tax-filing season we are keenly aware some homeowners are having difficulty paying their mortgages, it is important to realize the benefits which come with home ownership.
Here are some points to consider, and discuss with your tax professional:
· Mortgage interest on your home continues to be tax deductible.
· Property tax is also very much deductible.
· Home energy and tax savings – There can be Energy Tax Incentives, which offer taxpay... Read more
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Wednesday, 5 March 2008
Short Sales – Advantages and Pitfalls
Looking back a few years, when the over-exuberance of the housing boom was being partially fed by the first ingredients of the sub-prime debacle, it was difficult to foresee in this present day, we would be ramping ourselves up to speed on “short-sales.”
As many GreatWest GMAC Real Estate Professionals understand, “short-sales” can be anything but short in the process of negotiation with Banks, Mortgage Insurers, Sellers, Buyers, and ALL entities prevalent and present in a hoped for sale.
“If” a mortgage lender has agreed to allow “short-sale” on a property, and the home does... Read more
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Thursday, 3 April 2008
The 2 out of 5 rule
Often GreatWest GMAC Real Estate professionals will be asked by home buyers if home sellers age 55 or older were still allowed a once-in-a-lifetime tax exemption of up to $125,000 in sale profit. That is no longer true. On May 7, 1997, the tax law on home sales changed.
If you live or dwell in the house for two of the five years before you sell, the IRS won’t collect tax on sale profit of up to $250,000 if you’re single or $500,000 if you and your spouse file a joint return.
Currently the law rewards people who sell frequently. In this current market, homeowners who ... Read more
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Saturday, 10 May 2008
Sacramento Area Attractions & Museums
California Foundry History Museum5301 Price AvenueMcClellan Park
916.929.8001 or 916.933.3062
Hours: Mon - Fri 11:00 am - 3:00 pm
Free Admission
California Military Museum
1119 2nd Street, Old Sacramento
916.442.2883
Hours: Tues - Sun 10 am - 5 pm (please call for winter hours)Nominal Admission Fee
California State History Museum
Capitol Building, 10th & L Streets
916.324.0333
Hours: Daily 9 am - 5 pm
Free Admission
California State Indian Museum
2618 K Street, Sacramento
916.324.0971
Hours: Daily 10 am - 5 pm
N... Read more
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Friday, 16 May 2008
What’s Up With Reverse Mortgages?
Not long ago, a GreatWest Real Estate professional lamented, that after being in the business of selling homes to folks for a couple of decades, something was beginning to happen. The agent was noticing more and more of those “kids” they had sold homes to in the early 1980’s were ringing them up and asking, “What’s up with Reverse Mortgages???”
Of course, those “kids” in the early 1980s, are now approaching retirement age!
Until recent years, most real estate professionals wouldn’t have wished a Reverse Mortgage on anyone—they were simply dreadful!
In the past, they were... Read more
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Tuesday, 10 June 2008
BUYING A GREEN HOUSE
Can you remember when buying a green house was meant for the purpose of housing a few special or beloved plants?
However, increasingly the reason for buying a “green” house is understood to mean acquiring an energy efficient home for our families. The terms, “special” or “beloved” now describe the saved green in our wallets, because of living greener and energy efficient, while we are hopefully leaving fewer carbon footprints behind.
The pain at the pump caused by rising gas prices, is working as motivation to our searching ways to become energy efficient in all sectors of... Read more
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Monday, 28 July 2008
Interesting Resource on the Sacramento Bee Website
The Sacramento Bee has an interesting resource on their website at the web link below.
You can input a zipcode, and receive the demographics for the number of Home sales, population, households, crime and even the weather.
Inputting any of the greater Sacramento area zipcodes, provides informative statistics for the various communities.
Check it out!
... Read more
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Monday, 4 August 2008
If You Receive a Default Notice
Are you one of the homeowners that fell into an adjustable rate mortgage, and have received a default notice? A word to the wise - do not panic.
Many homeowners panic first and think later. This leads to frustration and conflict, and can result in loss of money. Recent calls from homeowners stating that they fell in to a trap created by
companies, that offer a resolution on their default. Here is what
can happen - you go on the web in search for assistance and enter your information. The phone begins ringing with promises of how they can get the bank to modify your loan bac... Read more
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